Finance¶

Jarvis gives you a unified view of your wealth: bank accounts, investments, crypto, subscriptions — all in a single private dashboard, self-hosted, without selling your data.

What you can do¶

• 💼 Net worth dashboard with all assets (cash, equity, crypto, real estate)
• 📈 Investment portfolio tracking (stocks, ETFs, funds, crypto)
• 💳 Automatic expense analysis by category
• 🔔 Alerts on significant moves, deadlines, goals
• 📊 Daily or weekly financial briefing
• 💸 Recurring subscription tracker

Recommended stack — Europe/Italy priority¶

Bank account (PSD2 AISP)¶

For indie developers in Italy: TrueLayer with sandbox for development, evaluate the live contract only if needed.

Investments¶

Italian brokers (Fineco, Directa, Banca Sella): no public official API in 2026. Only legal route: account read via PSD2 AISP (TrueLayer).

Crypto¶

Open-source self-hosted trackers¶

Jarvis finance architecture¶

flowchart LR
    BANK[Bank EU<br/>via TrueLayer/GoCardless] --> AGG[Aggregator Layer]
    BROKER[IBKR / Alpaca] --> AGG
    EXCH[Coinbase/Kraken/Binance] --> AGG
    CHAIN[Etherscan / Zerion] --> AGG
    AGG --> NORM[Normalisation<br/>internal schema]
    NORM --> FF[(Firefly III / Sure)]
    NORM --> ALERT[Alerts engine]
    NORM --> AGENT[Finance Agent]
    AGENT --> BRIEF[Daily briefing]
    AGENT --> DASH[Net worth dashboard]

Configuration¶

# PSD2 EU
TRUELAYER_CLIENT_ID=...
TRUELAYER_CLIENT_SECRET=...

# Broker
IBKR_GATEWAY_URL=https://localhost:5000/v1/api
ALPACA_API_KEY=...
ALPACA_API_SECRET=...

# Crypto exchanges (read-only)
COINBASE_API_KEY=...
KRAKEN_API_KEY=...
BINANCE_API_KEY=...

# Cross-chain
ZERION_API_KEY=...
ETHERSCAN_API_KEY=...

# Self-hosted tracker
FIREFLY_URL=http://firefly:8080
FIREFLY_API_TOKEN=...

Usage examples¶

Daily financial briefing¶

"Hey Jarvis, how are markets and my portfolio doing?"

Jarvis: Net worth: 142,350 € (+0.8% today)
        Equity: -1.2% (Italian BTPs down)
        Crypto: +3.4% (BTC above 95K)
        Cash flow this month: +1,250 €
        Alert: power bill €234 due on the 5th

Expense analysis¶

"How much did I spend on restaurants this month?" "Any anomalous spending? Compare with the last 3 months"

Alerting¶

finance:
  alerts:
    - name: "Anomalous spend"
      condition: "monthly_category_delta > 30%"
      action: notify
    - name: "Net worth -5%"
      condition: "net_worth_change_24h < -5%"
      action: notify_emergency
    - name: "Duplicate subscription"
      condition: "duplicate_subscription_detected"
      action: notify

Privacy & security¶

Financial data is extremely sensitive:

• 🔐 Separate vault encrypted with age or HashiCorp Vault
• 🚫 No cleartext balances in logs
• 🪪 90-day PSD2 token expiration with automatic re-consent
• 🗝️ Broker/exchange API keys with read-only scope
• 📜 Never send financial data to cloud LLMs without explicit per-task opt-in

Disclaimer¶

Jarvis is not a licensed financial advisor. Information and analysis are for personal use and do not constitute investment advice.

Roadmap¶